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Tonia has been a resident of Towns County for more than 30 years and is a graduate of Towns County High School. She earned a Bachelor of Business Administration from University of West Georgia and a Master of Business Administration from Georgia State University. 


Tonia began her banking career of more than 20 years at SunTrust Bank in commercial banking.  She later worked for Bank of Hiawassee as a residential and commercial loan officer, serving Towns County and Union County, Georgia and Clay County, North Carolina.


Tonia has been a member of the Rotary Club of Lake Chatuge-Hiawassee since 1997, serving as President, Secretary and Chairperson of multiple committees.  She is married to Bob Anderson, owner of Anderson Financial Services, located in Hiawassee.  They are the parents of two teenagers, Tori and Dustin.  Tonia’s mother, Carmolita Haney, has been an active local Realtor since 1981 and her father, Bill Haney, is a retired building contractor.


Tonia holds a real estate license in both Georgia and North Carolina.   


706-994-9622 (cell)